Property Disclosures Checklist

The following list outlines numerous issues buyers should consider when purchasing property. Some are addressed by sellers’ disclosure documents, others are not. Your buyer’s rep can counsel you on the specifics in the lake area and discuss appropriate steps to discover and remedy potential property concerns.

Home Condition


  • Roof
  • Foundation
  • Interior/Exterior Walls
  • Fireplace/Chimney
  • Floors
  • Windows/Doors
  • Ceilings
  • Garage
  • Patio/Deck


  • Plumbing System
  • Electrical System
  • Heating and/or Air Conditioning
  • Sewer and/or Septic System
  • Built-in Appliances
  • Other Systems and Fixtures

Environmental Hazards

  • Asbestos
  • Lead-based Paint
  • Meth Lab
  • Mold
  • Radon

Off-site Conditions

  • Odor, Smoke, and Hazards affecting property due to proximity
  • Highways
  • Railroads
  • Commercial/Industrial Facilities
  • Military Installations
  • Superfund Sites
  • Toxic Waste Dumps
  • Neighborhood Noise (e.g., barking dogs)
  • Traffic
  • Safety
  • Availability of or Consequences from Public Parking
  • Zoning, impacting how nearby property will be used in the future

Other Conditions

  • Termite or Other Pest Infestation
  • Flooding (including federally designated flood plain)
  • Utility or Other Easements
  • Adjoining Private Roads (and obligation to maintain)
  • Shared Driveways, Walls, or Encroachments from or on Adjacent Property
  • Stigmas (including registered sex offenders)

Legal/Financial Considerations

  • Possible or Probable Short Sale or Foreclosure
  • Violation of Building Codes, Zoning Ordinances, or Other Restrictive Covenants
  • Zoning (restricting buyer's intended use for the property)
  • Homeowners Associate Obligations
  • Tenancies, Judgements, or Tax Liens
  • Proposed Assessments or Zoning Changes
  • Mechanics' or Materialmens' Liens