What About Termites?

Termites are wood destroying insects common in most areas of Oklahoma. They cause millions of dollars of damage annually. Subterranean termites live in the soil and are found throughout the state. The probability that termites will attack wooden structures within 10 to 20 years of being built is greater than 70% in Oklahoma.

Typically, the buyer pays for the initial pest inspection. The seller usually pays for any termite treatment; however, this needs to be stated specifically in the contract. 

Most lenders will require a termite inspection before approving a loan.  Here are some tips for getting the most out of a termite inspection:

  • Regardless if the Seller has had the house treated or inspected recently,  get your own inspection.  Use an established company and check references.
  • If the house already is under contract, call the pest-control company and get the pest history.
  • Arrange to accompany the inspector and make notes about any possible problems and inaccessible areas that weren't inspected.
  • During the general inspection take note of any leaks or moisture problems and make sure your termite inspector checks them out thoroughly.
  • Make sure the inspector can get under a house built on piers to check joists, supports and interior piers for signs of termites.
  • If there's an area of specific concern, work with the sellers on removing obstacles so that it can be more thoroughly checked.
  • If there is evidence of prior infestation, the buyer should ask the seller to certify that the house has been treated by a licensed pest control operator and that the infestation has been eliminated and all structural repairs were done properly.
  • Decide whether you want to continue with the seller's pest control company, or hire your own. The seller's company may be willing to let you assume the annual renewal payments without paying the cost of a new treatment. But a new company will want to install its own treatment system to put the house under contract.